Trump-Backed Crypto Policy Could Unlock Homeownership for Millions
Warm Greetings, Friends!
The American Dream of homeownership is slipping further out of reach for millions—especially young people—due to sky-high mortgage interest rates and rising housing costs. But there's new hope.
In my latest piece for The Daily Signal, I unpack a bold, forward-thinking policy created by President Trump’s administration that could bring that dream back to reality. Under the direction of Bill Pulte at the Federal Housing Finance Agency, Fannie Mae and Freddie Mac are preparing to count some cryptocurrency as an asset in mortgage applications.
That means the millions of Americans who hold crypto could soon be eligible for mortgage loans, potentially unlocking up to $100 billion in new originations. With homeownership among Americans under 35 suffering, this could be a game-changer as young people are significantly more likely to own crypto.
This smart, data-driven approach brings 21st-century innovation to the housing market, helps diversify assets, and strengthens our economic foundations—without compromising regulatory oversight.
As someone who invests in crypto and supports thoughtful innovation, I believe this is a step toward restoring opportunity and security for the next generation of homeowners.
With gratitude,
Carrie